中国银行601988核心经营数据 |
6485 ℃ |
|
当前股价：5.26，市值：15485
亿，动态市盈率PE：6.65，
合理估值PE：15，未来三年预期收益率：132.76%。 其中，历史营业增长率：9.99%，净利增长率：11.01%； 未来三年预估净利增长率：1.59% （24E:-1.96%, 25E:2.34%, 26E:4.50%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2943.88 | 2887.31 |
| 净资产(亿) | 27568.15 | 25675.71 | 23505.53 | 21628.37 | 19766.96 | 17253.97 | 15766.79 | 14870.92 | 13576.05 | 11834.28 |
| 总负债(亿) | 296753.51 | 263462.86 | 243718.55 | 222398.22 | 207930.48 | 195418.78 | 178907.45 | 166617.97 | 154579.92 | 140679.54 |
| 客户存款(亿) | 229070.5 | 202018.25 | 181428.87 | 168791.71 | 158175.48 | 148835.96 | 136579.24 | 129397.48 | 117291.71 | 108852.23 |
| 客户存款占比(%) | 77.19 | 76.68 | 74.44 | 75.9 | 76.07 | 76.16 | 76.34 | 77.66 | 75.88 | 77.38 |
| 同业存入(亿) | 26336.46 | 25687.64 | 29931.34 | 22017.5 | 21303.11 | 20584.58 | 16669.54 | 16069.44 | 20287.66 | 19685.16 |
| 同业存入占比(%) | 8.87 | 9.75 | 12.28 | 9.9 | 10.25 | 10.53 | 9.32 | 9.64 | 13.12 | 13.99 |
| 借款总额(亿) | 37029.8 | 31128.34 | 28536.11 | 27741.27 | 26915.74 | 24154.96 | 21664.84 | 16512.71 | 12243.71 | 9053.8 |
| 借款总额占比(%) | 12.48 | 11.82 | 11.71 | 12.47 | 12.94 | 12.36 | 12.11 | 9.91 | 7.92 | 6.44 |
| 经营负债(亿) | 7155.93 | 6903.4 | 6048.76 | 5817.58 | 5339.15 | 4557.45 | 6062.24 | 5704.42 | 5089.52 | 4637.64 |
| 经营负债占比(%) | 2.41 | 2.62 | 2.48 | 2.62 | 2.57 | 2.33 | 3.39 | 3.42 | 3.29 | 3.3 |
| 总资产(亿) | 324321.66 | 289138.57 | 267224.08 | 244026.59 | 227697.44 | 212672.75 | 194674.24 | 181488.89 | 168155.97 | 152513.82 |
| 货币资金(亿) | 13517.92 | 15959.41 | 13374.83 | 14335.83 | 12451.32 | 11449.37 | 9716.16 | 10663.63 | 9312.25 | 10270.42 |
| 货币资金占比(%) | 4.17 | 5.52 | 5.01 | 5.87 | 5.47 | 5.38 | 4.99 | 5.88 | 5.54 | 6.73 |
| 客户贷款(亿) | 199079.87 | 175073.49 | 157125.74 | 142164.77 | 130687.85 | 118192.72 | 108965.58 | 99733.62 | 91358.6 | 84832.75 |
| 客户贷款占比(%) | 61.38 | 60.55 | 58.8 | 58.26 | 57.4 | 55.57 | 55.97 | 54.95 | 54.33 | 55.62 |
| 买入返售(亿) | 3834.77 | 3285.13 | 5052.28 | 2300.57 | 1543.87 | 2605.97 | 888.4 | 1101.19 | 766.3 | 1031.69 |
| 买入返售占比(%) | 1.18 | 1.14 | 1.89 | 0.94 | 0.68 | 1.23 | 0.46 | 0.61 | 0.46 | 0.68 |
| 应收投资(亿) | - | - | - | - | - | - | 4140.25 | 3959.21 | 6067.1 | 4306.99 |
| 应收投资占比(%) | - | - | - | - | - | - | 2.13 | 2.18 | 3.61 | 2.82 |
| 其他投资(亿) | 7367.21 | 7622.97 | 6932.1 | 7097.95 | 6347.95 | 5179.86 | 42527.89 | 37215.71 | 30814.64 | 23420.22 |
| 其他投资占比(%) | 2.27 | 2.64 | 2.59 | 2.91 | 2.79 | 2.44 | 21.85 | 20.51 | 18.33 | 15.36 |
| 经营资产(亿) | 4802.84 | 4375.68 | 4105.06 | 4218.65 | 3557.97 | 3054.4 | 2965.08 | 2619.01 | 2175.83 | 2003 |
| 经营资产占比(%) | 1.48 | 1.51 | 1.54 | 1.73 | 1.56 | 1.44 | 1.52 | 1.44 | 1.29 | 1.31 |
| 营业收入(亿) | 6228.89 | 6180.09 | 6055.59 | 5655.31 | 5491.82 | 5041.07 | 4832.78 | 4836.3 | 4743.21 | 4563.31 |
| 营业收入增长率(%) | 0.79 | 2.06 | 7.08 | 2.98 | 8.94 | 4.31 | -0.07 | 1.96 | 3.94 | 11.98 |
| 净利息收入(亿) | 4665.45 | 4606.78 | 4251.42 | 4159.18 | 3742.5 | 3597.06 | 3383.89 | 3060.48 | 3286.5 | 3211.02 |
| 净利息收入占比(%) | 74.9 | 74.54 | 70.21 | 73.54 | 68.15 | 71.36 | 70.02 | 63.28 | 69.29 | 70.37 |
| 手续费及佣金净收入(亿) | 788.65 | 722.48 | 814.26 | 755.22 | 896.12 | 872.08 | 886.91 | 886.64 | 924.1 | 912.4 |
| 手续费及佣金净收入占比(%) | 12.66 | 11.69 | 13.45 | 13.35 | 16.32 | 17.3 | 18.35 | 18.33 | 19.48 | 19.99 |
| 业务及管理费用(亿) | 1775.03 | 1723.11 | 1706.02 | 1511.49 | 1537.82 | 1416.1 | 1369.63 | 1358.2 | 1342.13 | 1303.87 |
| 成本收入比(%) | 28.5 | 27.88 | 28.17 | 26.73 | 28 | 28.09 | 28.34 | 28.08 | 28.3 | 28.57 |
| 资产减值损失(亿) | - | - | - | - | - | - | 881.61 | 890.72 | 592.74 | 483.81 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 18.24 | 18.42 | 12.5 | 10.6 |
| 净利润(亿) | 2463.71 | 2375.04 | 2273.39 | 2050.96 | 2018.91 | 1924.35 | 1849.86 | 1840.51 | 1794.17 | 1771.98 |
| 净利润增长率(%) | 3.73 | 4.47 | 10.85 | 1.59 | 4.91 | 4.03 | 0.51 | 2.58 | 1.25 | 8.22 |
| 资产收益率ROA(%) | 0.8 | 0.85 | 0.89 | 0.87 | 0.92 | 0.94 | 0.98 | 1.05 | 1.12 | 1.22 |
| 净资产收益率ROE(%) | 9.25 | 9.66 | 10.07 | 9.91 | 10.91 | 11.66 | 12.08 | 12.94 | 14.12 | 16.52 |