江阴银行002807核心经营数据 |
4804 ℃ |
|
当前股价：4.26，市值：105
亿，动态市盈率PE：5.13，
合理估值PE：15，未来三年预期收益率：259.48%。 其中，历史营业增长率：9.81%，净利增长率：10.9%； 未来三年预估净利增长率：5.67% （25E:6.02%, 26E:6.29%, 27E:4.71%）。 |
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 24.61 | 21.72 | 21.72 | 21.72 | 21.72 | 21.72 | 17.67 | 17.67 | 17.67 | 15.58 |
| 净资产(亿) | 188.59 | 160.76 | 144.16 | 131.66 | 122.6 | 118.73 | 106.39 | 93.54 | 90.13 | 75.14 |
| 总负债(亿) | 1813.73 | 1699.54 | 1543.36 | 1399.62 | 1305.06 | 1144.7 | 1042.14 | 1000.49 | 950.72 | 829.64 |
| 客户存款(亿) | 1549.92 | 1423.68 | 1298.35 | 1174.47 | 1057.59 | 952.88 | 847.58 | 793.08 | 736.41 | 676.53 |
| 客户存款占比(%) | 85.45 | 83.77 | 84.12 | 83.91 | 81.04 | 83.24 | 81.33 | 79.27 | 77.46 | 81.55 |
| 同业存入(亿) | 18.24 | 39.09 | 18.9 | 34.11 | 19.29 | 13.06 | 4.96 | 6.5 | 10.13 | 3.51 |
| 同业存入占比(%) | 1.01 | 2.3 | 1.22 | 2.44 | 1.48 | 1.14 | 0.48 | 0.65 | 1.07 | 0.42 |
| 借款总额(亿) | 257.11 | 269.89 | 236.55 | 217.26 | 237.46 | 174.92 | 163.86 | 168.88 | 177.46 | 119.21 |
| 借款总额占比(%) | 14.18 | 15.88 | 15.33 | 15.52 | 18.2 | 15.28 | 15.72 | 16.88 | 18.67 | 14.37 |
| 经营负债(亿) | 3.92 | 2.47 | 3.09 | 2.47 | 4.72 | 5.39 | 24.57 | 27.8 | 23.1 | 26.92 |
| 经营负债占比(%) | 0.22 | 0.15 | 0.2 | 0.18 | 0.36 | 0.47 | 2.36 | 2.78 | 2.43 | 3.24 |
| 总资产(亿) | 2002.32 | 1860.3 | 1687.51 | 1531.28 | 1427.66 | 1263.43 | 1148.53 | 1094.03 | 1040.85 | 904.78 |
| 货币资金(亿) | 15.07 | 16.17 | 17.04 | 20.18 | 15.74 | 10.53 | 13.79 | 10.94 | 21.03 | 12.21 |
| 货币资金占比(%) | 0.75 | 0.87 | 1.01 | 1.32 | 1.1 | 0.83 | 1.2 | 1 | 2.02 | 1.35 |
| 客户贷款(亿) | 1241.3 | 1153.52 | 1031.29 | 916.35 | 803.67 | 703.11 | 629.86 | 558.53 | 525.26 | 498.57 |
| 客户贷款占比(%) | 61.99 | 62.01 | 61.11 | 59.84 | 56.29 | 55.65 | 54.84 | 51.05 | 50.46 | 55.1 |
| 买入返售(亿) | - | - | - | - | - | - | - | 7.32 | - | - |
| 买入返售占比(%) | - | - | - | - | - | - | - | 0.67 | - | - |
| 应收投资(亿) | - | - | - | - | - | - | - | - | 9 | 12 |
| 应收投资占比(%) | - | - | - | - | - | - | - | - | 0.86 | 1.33 |
| 其他投资(亿) | 518.86 | 413.16 | 396.42 | 341.17 | 478.27 | 340.83 | 391.13 | 413.49 | 372.74 | 246.76 |
| 其他投资占比(%) | 25.91 | 22.21 | 23.49 | 22.28 | 33.5 | 26.98 | 34.06 | 37.8 | 35.81 | 27.27 |
| 经营资产(亿) | 20.21 | 18.18 | 18.65 | 16.24 | 15.03 | 13.58 | 13.13 | 10.49 | 8.64 | 7.62 |
| 经营资产占比(%) | 1.01 | 0.98 | 1.1 | 1.06 | 1.05 | 1.07 | 1.14 | 0.96 | 0.83 | 0.84 |
| 营业收入(亿) | 39.62 | 38.65 | 37.8 | 33.67 | 33.51 | 34.04 | 31.86 | 25.07 | 24.69 | 25.04 |
| 营业收入增长率(%) | 2.51 | 2.25 | 12.27 | 0.46 | -1.56 | 6.86 | 27.09 | 1.51 | -1.39 | 6.02 |
| 净利息收入(亿) | 28.03 | 29.82 | 31.93 | 28.31 | 25.59 | 24.72 | 23.42 | 21 | 22.62 | 23.71 |
| 净利息收入占比(%) | 70.75 | 77.15 | 84.49 | 84.09 | 76.36 | 72.63 | 73.5 | 83.76 | 91.59 | 94.66 |
| 手续费及佣金净收入(亿) | 0.97 | 0.8 | 0.93 | 1.38 | 1 | 0.99 | 0.65 | 0.53 | 0.5 | 0.54 |
| 手续费及佣金净收入占比(%) | 2.44 | 2.07 | 2.45 | 4.1 | 2.99 | 2.91 | 2.03 | 2.13 | 2.01 | 2.15 |
| 业务及管理费用(亿) | 11.95 | 11.93 | 11.49 | 11.24 | 10.55 | 10.78 | 10.2 | 9.6 | 8.88 | 7.91 |
| 成本收入比(%) | 30.15 | 30.87 | 30.39 | 33.4 | 31.47 | 31.66 | 32.03 | 38.29 | 35.96 | 31.59 |
| 资产减值损失(亿) | - | - | - | - | - | - | 14.4 | 6.35 | 7.14 | 6.92 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 45.21 | 25.34 | 28.9 | 27.62 |
| 净利润(亿) | 20.22 | 20.2 | 16.17 | 12.85 | 10.7 | 10.12 | 7.8 | 7.58 | 7.67 | 8.15 |
| 净利润增长率(%) | 0.1 | 24.93 | 25.85 | 20.05 | 5.77 | 29.69 | 2.92 | -1.22 | -5.83 | -4.28 |
| 资产收益率ROA(%) | 1.05 | 1.14 | 1 | 0.87 | 0.8 | 0.84 | 0.7 | 0.71 | 0.79 | 0.94 |
| 净资产收益率ROE(%) | 11.58 | 13.25 | 11.73 | 10.11 | 8.87 | 8.99 | 7.8 | 8.25 | 9.28 | 11.59 |