紫金银行601860核心经营数据 |
4026 ℃ |
|
当前股价：2.85，市值：104
亿，动态市盈率PE：6.44，
合理估值PE：15，未来三年预期收益率：174.6%。 其中，历史营业增长率：8.32%，净利增长率：11.16%； 未来三年预估净利增长率：7.55% （24E:6.14%, 25E:7.74%, 26E:8.78%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 36.61 | 36.61 | 36.61 | 36.61 | 36.61 | 36.61 | 32.95 | 32.95 | 23.76 | 23.76 |
| 净资产(亿) | 184.72 | 170.97 | 159.99 | 148.15 | 137.49 | 122.94 | 99.55 | 93.14 | 60.25 | 53.84 |
| 总负债(亿) | 2291.93 | 2076.25 | 1906.67 | 2028.49 | 1875.7 | 1808.72 | 1609.94 | 1244.89 | 957.66 | 654.23 |
| 客户存款(亿) | 2014.66 | 1797.28 | 1595.2 | 1506.14 | 1335.12 | 1147.1 | 1018.34 | 862.3 | 739.09 | 596.49 |
| 客户存款占比(%) | 87.9 | 86.56 | 83.66 | 74.25 | 71.18 | 63.42 | 63.25 | 69.27 | 77.18 | 91.17 |
| 同业存入(亿) | 75.06 | 69.18 | 29.94 | 97.89 | 56.15 | 100.73 | 89.5 | 83.41 | 56.88 | 8.01 |
| 同业存入占比(%) | 3.27 | 3.33 | 1.57 | 4.83 | 2.99 | 5.57 | 5.56 | 6.7 | 5.94 | 1.22 |
| 借款总额(亿) | 236.79 | 246.31 | 295.17 | 466.1 | 493.67 | 560.77 | 488.06 | 291.4 | 163.72 | 33.96 |
| 借款总额占比(%) | 10.33 | 11.86 | 15.48 | 22.98 | 26.32 | 31 | 30.32 | 23.41 | 17.1 | 5.19 |
| 经营负债(亿) | 8.53 | 7.73 | 4.71 | 5.56 | 7.54 | 30.94 | 28.95 | 23.65 | 24.88 | 15.13 |
| 经营负债占比(%) | 0.37 | 0.37 | 0.25 | 0.27 | 0.4 | 1.71 | 1.8 | 1.9 | 2.6 | 2.31 |
| 总资产(亿) | 2476.64 | 2247.22 | 2066.66 | 2176.64 | 2013.19 | 1931.65 | 1709.49 | 1338.03 | 1017.91 | 708.07 |
| 货币资金(亿) | 43.81 | 53.83 | 41.12 | 55.43 | 85.52 | 168.77 | 174.65 | 117.38 | 124.2 | 74.28 |
| 货币资金占比(%) | 1.77 | 2.4 | 1.99 | 2.55 | 4.25 | 8.74 | 10.22 | 8.77 | 12.2 | 10.49 |
| 客户贷款(亿) | 1772.22 | 1602.96 | 1403.07 | 1208.78 | 1021.48 | 871.42 | 727.38 | 628.14 | 523.94 | 430.01 |
| 客户贷款占比(%) | 71.56 | 71.33 | 67.89 | 55.53 | 50.74 | 45.11 | 42.55 | 46.95 | 51.47 | 60.73 |
| 买入返售(亿) | 46.78 | 40.22 | 52.62 | 141.32 | 91.13 | 71.54 | 80.52 | - | 1.7 | 1.1 |
| 买入返售占比(%) | 1.89 | 1.79 | 2.55 | 6.49 | 4.53 | 3.7 | 4.71 | - | 0.17 | 0.16 |
| 应收投资(亿) | - | - | - | - | - | 115.86 | 128.78 | 77.04 | 15 | - |
| 应收投资占比(%) | - | - | - | - | - | 6 | 7.53 | 5.76 | 1.47 | - |
| 其他投资(亿) | 139.12 | 53.47 | 110.83 | 175.2 | 261.5 | 504.48 | 417.68 | 381.42 | 231.56 | 83.51 |
| 其他投资占比(%) | 5.62 | 2.38 | 5.36 | 8.05 | 12.99 | 26.12 | 24.43 | 28.51 | 22.75 | 11.79 |
| 经营资产(亿) | 21.62 | 20.79 | 19.84 | 18.46 | 15.25 | 12.62 | 10.85 | 8.49 | 6.36 | 5.62 |
| 经营资产占比(%) | 0.87 | 0.93 | 0.96 | 0.85 | 0.76 | 0.65 | 0.63 | 0.63 | 0.63 | 0.79 |
| 营业收入(亿) | 44.2 | 45.07 | 45.02 | 44.77 | 46.75 | 42.3 | 36.22 | 34.42 | 29.43 | 24.86 |
| 营业收入增长率(%) | -1.93 | 0.1 | 0.57 | -4.25 | 10.54 | 16.77 | 5.24 | 16.96 | 18.35 | 15.41 |
| 净利息收入(亿) | 39.6 | 40.35 | 39.59 | 38.4 | 39.93 | 37.63 | 33.38 | 31 | 27.09 | 23.5 |
| 净利息收入占比(%) | 89.59 | 89.54 | 87.93 | 85.79 | 85.42 | 88.96 | 92.17 | 90.07 | 92.06 | 94.5 |
| 手续费及佣金净收入(亿) | 1.15 | 0.66 | 1.23 | 1.26 | 2.64 | 2.56 | 1.77 | 2.43 | 1.17 | 0.75 |
| 手续费及佣金净收入占比(%) | 2.6 | 1.46 | 2.74 | 2.81 | 5.64 | 6.05 | 4.88 | 7.05 | 3.98 | 3.01 |
| 业务及管理费用(亿) | 16.93 | 17.38 | 16.14 | 13.59 | 13.88 | 14.14 | 12.68 | 10.8 | 10.04 | 9.3 |
| 成本收入比(%) | 38.31 | 38.57 | 35.85 | 30.36 | 29.69 | 33.42 | 35.01 | 31.37 | 34.1 | 37.42 |
| 资产减值损失(亿) | - | - | - | - | - | 12.85 | 9.04 | 10.12 | 7.38 | 5.12 |
| 资产减值损失占比(%) | - | - | - | - | - | 30.39 | 24.95 | 29.39 | 25.07 | 20.58 |
| 净利润(亿) | 16.19 | 16 | 15.15 | 14.41 | 14.17 | 12.54 | 11.38 | 10.33 | 8.4 | 7.49 |
| 净利润增长率(%) | 1.16 | 5.61 | 5.11 | 1.72 | 13.03 | 10.2 | 10.13 | 23.04 | 12.15 | 29.65 |
| 资产收益率ROA(%) | 0.69 | 0.74 | 0.71 | 0.69 | 0.72 | 0.69 | 0.75 | 0.88 | 0.97 | 1.14 |
| 净资产收益率ROE(%) | 9.1 | 9.67 | 9.83 | 10.09 | 10.88 | 11.27 | 11.81 | 13.47 | 14.73 | 14.96 |