民生银行600016核心经营数据 |
8242 ℃ |
|
当前股价：4.19，市值：1834
亿，动态市盈率PE：5.6，
合理估值PE：15，未来三年预期收益率：158.16%。 其中，历史营业增长率：24.06%，净利增长率：22.85%； 未来三年预估净利增长率：-1.32% （24E:-8.03%, 25E:1.63%, 26E:2.81%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 437.82 | 437.82 | 437.82 | 437.82 | 437.82 | 437.82 | 364.85 | 364.85 | 364.85 | 341.53 |
| 净资产(亿) | 6378.01 | 6128.14 | 5865.39 | 5412.48 | 5308.29 | 4310.01 | 3898.12 | 3520.27 | 3097.83 | 2477.56 |
| 总负债(亿) | 70371.64 | 66428.59 | 63662.47 | 64089.85 | 61510.12 | 55638.21 | 55122.74 | 55438.5 | 42109.05 | 37673.8 |
| 客户存款(亿) | 43532.81 | 40515.92 | 38256.93 | 37681.51 | 36370.34 | 31944.41 | 29663.11 | 30822.42 | 27322.62 | 24338.1 |
| 客户存款占比(%) | 61.86 | 60.99 | 60.09 | 58.79 | 59.13 | 57.41 | 53.81 | 55.6 | 64.89 | 64.6 |
| 同业存入(亿) | 12420.59 | 14790.41 | 12943.58 | 10697.21 | 11630.54 | 10918.6 | 13159.93 | 14080.19 | 9907.75 | 8917.19 |
| 同业存入占比(%) | 17.65 | 22.27 | 20.33 | 16.69 | 18.91 | 19.62 | 23.87 | 25.4 | 23.53 | 23.67 |
| 借款总额(亿) | 13639.53 | 10278.72 | 11202.9 | 15198.89 | 12754.09 | 12641.58 | 11435.33 | 9386.11 | 3668.97 | 3089.42 |
| 借款总额占比(%) | 19.38 | 15.47 | 17.6 | 23.71 | 20.73 | 22.72 | 20.75 | 16.93 | 8.71 | 8.2 |
| 经营负债(亿) | 418.07 | 490.63 | 500.87 | 554.12 | 551.93 | 524.56 | 1044.53 | 817.19 | 717.63 | 671.83 |
| 经营负债占比(%) | 0.59 | 0.74 | 0.79 | 0.86 | 0.9 | 0.94 | 1.89 | 1.47 | 1.7 | 1.78 |
| 总资产(亿) | 76749.65 | 72556.73 | 69527.86 | 69502.33 | 66818.41 | 59948.22 | 59020.86 | 58958.77 | 45206.88 | 40151.36 |
| 货币资金(亿) | 3024.56 | 2711.39 | 2513.14 | 2739.92 | 3017.45 | 2986.79 | 2184.62 | 3712.91 | 3306.45 | 2518.78 |
| 货币资金占比(%) | 3.94 | 3.74 | 3.61 | 3.94 | 4.52 | 4.98 | 3.7 | 6.3 | 7.31 | 6.27 |
| 客户贷款(亿) | 43848.77 | 41411.44 | 40714.85 | 38788.39 | 35129.02 | 30794.88 | 28043.07 | 24615.86 | 20480.48 | 18126.66 |
| 客户贷款占比(%) | 57.13 | 57.07 | 58.56 | 55.81 | 52.57 | 51.37 | 47.51 | 41.75 | 45.3 | 45.15 |
| 买入返售(亿) | 357.73 | 30.1 | 13.62 | 214.64 | 657.99 | 391.9 | 528.12 | 905.46 | 5706.57 | 6758.78 |
| 买入返售占比(%) | 0.47 | 0.04 | 0.02 | 0.31 | 0.98 | 0.65 | 0.89 | 1.54 | 12.62 | 16.83 |
| 应收投资(亿) | - | - | - | - | - | - | 9741.63 | 11487.29 | 4512.39 | 2343.93 |
| 应收投资占比(%) | - | - | - | - | - | - | 16.51 | 19.48 | 9.98 | 5.84 |
| 其他投资(亿) | 3453.44 | 4229.48 | 3281.47 | 3647.67 | 5594.41 | 4142.05 | 11804.89 | 10660.48 | 4675.11 | 3670.02 |
| 其他投资占比(%) | 4.5 | 5.83 | 4.72 | 5.25 | 8.37 | 6.91 | 20 | 18.08 | 10.34 | 9.14 |
| 经营资产(亿) | 1084.61 | 1060.62 | 1104.01 | 1127.77 | 1044.83 | 912.3 | 956.43 | 1053.72 | 1022.86 | 757.63 |
| 经营资产占比(%) | 1.41 | 1.46 | 1.59 | 1.62 | 1.56 | 1.52 | 1.62 | 1.79 | 2.26 | 1.89 |
| 营业收入(亿) | 1408.17 | 1424.76 | 1688.04 | 1849.51 | 1804.41 | 1567.69 | 1442.81 | 1552.11 | 1544.25 | 1354.69 |
| 营业收入增长率(%) | -1.16 | -15.6 | -8.73 | 2.5 | 15.1 | 8.66 | -7.04 | 0.51 | 13.99 | 16.9 |
| 净利息收入(亿) | 1024.31 | 1074.63 | 1257.75 | 1352.24 | 979.43 | 766.8 | 865.52 | 946.84 | 942.68 | 921.36 |
| 净利息收入占比(%) | 72.74 | 75.43 | 74.51 | 73.11 | 54.28 | 48.91 | 59.99 | 61 | 61.04 | 68.01 |
| 手续费及佣金净收入(亿) | 192.36 | 202.74 | 275.66 | 276.64 | 522.95 | 481.31 | 477.42 | 522.61 | 512.05 | 382.39 |
| 手续费及佣金净收入占比(%) | 13.66 | 14.23 | 16.33 | 14.96 | 28.98 | 30.7 | 33.09 | 33.67 | 33.16 | 28.23 |
| 业务及管理费用(亿) | 508.34 | 507.29 | 492.32 | 484.34 | 482.44 | 471.37 | 457.61 | 480.86 | 482.08 | 450.77 |
| 成本收入比(%) | 36.1 | 35.61 | 29.17 | 26.19 | 26.74 | 30.07 | 31.72 | 30.98 | 31.22 | 33.27 |
| 资产减值损失(亿) | - | - | - | - | - | - | 341.4 | 413.78 | 348.01 | 211.32 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 23.66 | 26.66 | 22.54 | 15.6 |
| 净利润(亿) | 359.86 | 357.77 | 348.53 | 351.02 | 549.24 | 503.3 | 509.22 | 487.78 | 470.22 | 455.67 |
| 净利润增长率(%) | 0.58 | 2.65 | -0.71 | -36.09 | 9.13 | -1.16 | 4.4 | 3.73 | 3.19 | 5.28 |
| 资产收益率ROA(%) | 0.48 | 0.5 | 0.5 | 0.51 | 0.87 | 0.85 | 0.86 | 0.94 | 1.1 | 1.26 |
| 净资产收益率ROE(%) | 5.75 | 5.97 | 6.18 | 6.55 | 11.42 | 12.26 | 13.73 | 14.74 | 16.87 | 20.16 |