张家港行002839核心经营数据 |
4725 ℃ |
|
当前股价：4.31，市值：105
亿，动态市盈率PE：5.62，
合理估值PE：15，未来三年预期收益率：255.24%。 其中，历史营业增长率：10.33%，净利增长率：13.05%； 未来三年预估净利增长率：11.21% （24E:18.62%, 25E:3.98%, 26E:11.51%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 21.7 | 21.7 | 18.08 | 18.08 | 18.08 | 18.08 | 18.08 | 16.27 | 16.27 | 16.27 |
| 净资产(亿) | 172.11 | 157.26 | 145.66 | 113.1 | 107.37 | 100.11 | 83.89 | 74.49 | 71.43 | 64.53 |
| 总负债(亿) | 1899.16 | 1718.07 | 1500.13 | 1325.08 | 1123.07 | 1034.36 | 947.84 | 827.29 | 752.1 | 655.17 |
| 客户存款(亿) | 1609.23 | 1435.98 | 1246.08 | 1097.94 | 928.92 | 795.04 | 705.44 | 652.57 | 563.87 | 533.2 |
| 客户存款占比(%) | 84.73 | 83.58 | 83.06 | 82.86 | 82.71 | 76.86 | 74.43 | 78.88 | 74.97 | 81.38 |
| 同业存入(亿) | 31.19 | 50.6 | 18.6 | 26.05 | 17.95 | 45.97 | 23.74 | 11.23 | 39.86 | 14.34 |
| 同业存入占比(%) | 1.64 | 2.95 | 1.24 | 1.97 | 1.6 | 4.44 | 2.5 | 1.36 | 5.3 | 2.19 |
| 借款总额(亿) | 271.7 | 248.73 | 233.86 | 211.71 | 176.43 | 187.7 | 196.72 | 141.64 | 127.87 | 88.68 |
| 借款总额占比(%) | 14.31 | 14.48 | 15.59 | 15.98 | 15.71 | 18.15 | 20.75 | 17.12 | 17 | 13.54 |
| 经营负债(亿) | 2.43 | 3.65 | 3.73 | 2.89 | 2.95 | 24 | 20.08 | 22.13 | 18.07 | 16.13 |
| 经营负债占比(%) | 0.13 | 0.21 | 0.25 | 0.22 | 0.26 | 2.32 | 2.12 | 2.68 | 2.4 | 2.46 |
| 总资产(亿) | 2071.27 | 1875.33 | 1645.79 | 1438.18 | 1230.45 | 1134.46 | 1031.73 | 901.78 | 823.54 | 719.7 |
| 货币资金(亿) | 28.74 | 23.04 | 21.14 | 16.7 | 15.39 | 11.77 | 20.22 | 40.46 | 45.99 | 60.12 |
| 货币资金占比(%) | 1.39 | 1.23 | 1.28 | 1.16 | 1.25 | 1.04 | 1.96 | 4.49 | 5.58 | 8.35 |
| 客户贷款(亿) | 1271 | 1150.28 | 1000.31 | 850.34 | 715.49 | 601.6 | 491.11 | 443.25 | 398.49 | 383 |
| 客户贷款占比(%) | 61.36 | 61.34 | 60.78 | 59.13 | 58.15 | 53.03 | 47.6 | 49.15 | 48.39 | 53.22 |
| 买入返售(亿) | - | - | - | 19.61 | - | - | 20.56 | - | - | 6.73 |
| 买入返售占比(%) | - | - | - | 1.36 | - | - | 1.99 | - | - | 0.94 |
| 应收投资(亿) | - | - | - | - | - | 66.56 | 79.52 | 47.88 | - | - |
| 应收投资占比(%) | - | - | - | - | - | 5.87 | 7.71 | 5.31 | - | - |
| 其他投资(亿) | 340.58 | 294.59 | 284.39 | 272.78 | 210.22 | 338.24 | 312.97 | 274.65 | 277.89 | 149.36 |
| 其他投资占比(%) | 16.44 | 15.71 | 17.28 | 18.97 | 17.08 | 29.82 | 30.33 | 30.46 | 33.74 | 20.75 |
| 经营资产(亿) | 22.68 | 21.94 | 19.51 | 15.13 | 11.98 | 12.19 | 10.34 | 11.63 | 12.28 | 8.29 |
| 经营资产占比(%) | 1.09 | 1.17 | 1.19 | 1.05 | 0.97 | 1.07 | 1 | 1.29 | 1.49 | 1.15 |
| 营业收入(亿) | 45.41 | 48.27 | 46.16 | 41.95 | 38.53 | 29.92 | 24.14 | 24.29 | 24.06 | 23.64 |
| 营业收入增长率(%) | -5.93 | 4.57 | 10.05 | 8.87 | 28.75 | 23.98 | -0.65 | 0.98 | 1.77 | 6.69 |
| 净利息收入(亿) | 38.64 | 39.17 | 36.91 | 36.01 | 31.83 | 27.2 | 21.25 | 19.81 | 20 | 20.98 |
| 净利息收入占比(%) | 85.1 | 81.14 | 79.96 | 85.85 | 82.61 | 90.9 | 88.03 | 81.53 | 83.12 | 88.75 |
| 手续费及佣金净收入(亿) | 0.27 | 0.47 | 1.24 | -0.1 | 0.07 | 0.33 | 1.14 | 1.25 | 0.92 | 0.49 |
| 手续费及佣金净收入占比(%) | 0.59 | 0.97 | 2.69 | -0.23 | 0.19 | 1.1 | 4.72 | 5.15 | 3.83 | 2.07 |
| 业务及管理费用(亿) | 16.76 | 15.74 | 14.36 | 13.11 | 12 | 10.6 | 8.77 | 9.05 | 8.47 | 7.73 |
| 成本收入比(%) | 36.9 | 32.61 | 31.11 | 31.27 | 31.15 | 35.43 | 36.33 | 37.25 | 35.2 | 32.69 |
| 资产减值损失(亿) | - | - | - | - | - | 10.65 | 8.04 | 8.11 | 7.52 | 6.74 |
| 资产减值损失占比(%) | - | - | - | - | - | 35.58 | 33.33 | 33.39 | 31.26 | 28.5 |
| 净利润(亿) | 17.98 | 16.99 | 13.37 | 9.96 | 9.37 | 8.18 | 7.54 | 6.96 | 6.81 | 7.21 |
| 净利润增长率(%) | 5.85 | 27.09 | 34.24 | 6.21 | 14.63 | 8.41 | 8.41 | 2.16 | -5.57 | -30.11 |
| 资产收益率ROA(%) | 0.91 | 0.97 | 0.87 | 0.75 | 0.79 | 0.76 | 0.78 | 0.81 | 0.88 | 1 |
| 净资产收益率ROE(%) | 10.92 | 11.22 | 10.33 | 9.04 | 9.03 | 8.89 | 9.52 | 9.54 | 10.02 | 11.97 |