中信银行601998核心经营数据 |
5236 ℃ |
|
当前股价：7.27，市值：3874
亿，动态市盈率PE：5.78，
合理估值PE：15，未来三年预期收益率：210.77%。 其中，历史营业增长率：15.63%，净利增长率：20.16%； 未来三年预估净利增长率：5.85% （24E:6.35%, 25E:4.64%, 26E:6.57%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 489.67 | 489.35 | 489.35 | 489.35 | 489.35 | 489.35 | 489.35 | 489.35 | 489.35 | 467.87 |
| 净资产(亿) | 7346.75 | 6858.3 | 6426.26 | 5600.38 | 5325.24 | 4530.86 | 4124.33 | 3844.96 | 3196.86 | 2673.46 |
| 总负债(亿) | 83178.09 | 78617.13 | 74002.58 | 69511.23 | 62179.09 | 56136.28 | 52652.58 | 55465.54 | 48026.06 | 38714.69 |
| 客户存款(亿) | 54676.57 | 51578.64 | 47899.69 | 45722.86 | 40732.58 | 36496.11 | 34076.36 | 36392.9 | 31827.75 | 28495.74 |
| 客户存款占比(%) | 65.73 | 65.61 | 64.73 | 65.78 | 65.51 | 65.01 | 64.72 | 65.61 | 66.27 | 73.6 |
| 同业存入(亿) | 10142.14 | 12145.17 | 12530.94 | 12213.97 | 10436.61 | 8976.22 | 8756.02 | 10651.69 | 11177.92 | 7079.4 |
| 同业存入占比(%) | 12.19 | 15.45 | 16.93 | 17.57 | 16.78 | 15.99 | 16.63 | 19.2 | 23.27 | 18.29 |
| 借款总额(亿) | 18319.9 | 14673.74 | 13481.42 | 11388.39 | 11126.32 | 11071.94 | 9558.76 | 8201.2 | 4584.69 | 2527.15 |
| 借款总额占比(%) | 22.02 | 18.66 | 18.22 | 16.38 | 17.89 | 19.72 | 18.15 | 14.79 | 9.55 | 6.53 |
| 经营负债(亿) | 467.64 | 507.86 | 463.88 | 383.12 | 517.53 | 589.97 | 945.07 | 966.35 | 845.14 | 693.62 |
| 经营负债占比(%) | 0.56 | 0.65 | 0.63 | 0.55 | 0.83 | 1.05 | 1.79 | 1.74 | 1.76 | 1.79 |
| 总资产(亿) | 90524.84 | 85475.43 | 80428.84 | 75111.61 | 67504.33 | 60667.14 | 56776.91 | 59310.5 | 51222.92 | 41388.15 |
| 货币资金(亿) | 3188.17 | 2969.98 | 2517.74 | 3017.72 | 3258.44 | 2753.13 | 2964.19 | 3758.49 | 1995.79 | 1621.71 |
| 货币资金占比(%) | 3.52 | 3.47 | 3.13 | 4.02 | 4.83 | 4.54 | 5.22 | 6.34 | 3.9 | 3.92 |
| 客户贷款(亿) | 54983.44 | 51527.72 | 48690.33 | 44858.99 | 40080.91 | 36167.5 | 31968.87 | 28779.27 | 25287.8 | 21879.08 |
| 客户贷款占比(%) | 60.74 | 60.28 | 60.54 | 59.72 | 59.38 | 59.62 | 56.31 | 48.52 | 49.37 | 52.86 |
| 买入返售(亿) | 1047.73 | 137.3 | 914.37 | 1111.1 | 99.54 | 107.9 | 546.26 | 1708.04 | 1385.61 | 1357.65 |
| 买入返售占比(%) | 1.16 | 0.16 | 1.14 | 1.48 | 0.15 | 0.18 | 0.96 | 2.88 | 2.71 | 3.28 |
| 应收投资(亿) | - | - | - | - | - | - | 5311.18 | 10357.28 | 11122.07 | 6532.56 |
| 应收投资占比(%) | - | - | - | - | - | - | 9.35 | 17.46 | 21.71 | 15.78 |
| 其他投资(亿) | 17510.42 | 17437.7 | 16945.13 | 14107.86 | 12625.69 | 11229.82 | 9819.72 | 8654.19 | 5946.84 | 4239.66 |
| 其他投资占比(%) | 19.34 | 20.4 | 21.07 | 18.78 | 18.7 | 18.51 | 17.3 | 14.59 | 11.61 | 10.24 |
| 经营资产(亿) | 1238.54 | 1159.81 | 1109.78 | 1132.83 | 1233.89 | 634.02 | 816.56 | 731.05 | 497.78 | 472.85 |
| 经营资产占比(%) | 1.37 | 1.36 | 1.38 | 1.51 | 1.83 | 1.05 | 1.44 | 1.23 | 0.97 | 1.14 |
| 营业收入(亿) | 2058.96 | 2113.92 | 2045.57 | 1947.31 | 1875.84 | 1648.54 | 1567.08 | 1537.81 | 1451.34 | 1247.16 |
| 营业收入增长率(%) | -2.6 | 3.34 | 5.05 | 3.81 | 13.79 | 5.2 | 1.9 | 5.96 | 16.37 | 19.28 |
| 净利息收入(亿) | 1435.39 | 1506.47 | 1478.96 | 1505.15 | 1272.71 | 1047.72 | 996.45 | 1061.38 | 1044.33 | 947.41 |
| 净利息收入占比(%) | 69.71 | 71.26 | 72.3 | 77.29 | 67.85 | 63.55 | 63.59 | 69.02 | 71.96 | 75.97 |
| 手续费及佣金净收入(亿) | 323.83 | 370.92 | 358.7 | 288.36 | 463.84 | 451.48 | 468.58 | 422.8 | 356.74 | 253.13 |
| 手续费及佣金净收入占比(%) | 15.73 | 17.55 | 17.54 | 14.81 | 24.73 | 27.39 | 29.9 | 27.49 | 24.58 | 20.3 |
| 业务及管理费用(亿) | 666.12 | 645.48 | 597.37 | 519.02 | 519.64 | 503.95 | 468.92 | 423.77 | 404.27 | 378.12 |
| 成本收入比(%) | 32.35 | 30.53 | 29.2 | 26.65 | 27.7 | 30.57 | 29.92 | 27.56 | 27.85 | 30.32 |
| 资产减值损失(亿) | - | - | - | - | - | - | 557.87 | 522.88 | 400.37 | 236.73 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 35.6 | 34 | 27.59 | 18.98 |
| 净利润(亿) | 680.62 | 629.5 | 563.77 | 495.32 | 489.94 | 453.76 | 428.78 | 417.86 | 417.4 | 414.54 |
| 净利润增长率(%) | 8.12 | 11.66 | 13.82 | 1.1 | 7.97 | 5.83 | 2.61 | 0.11 | 0.69 | 4.37 |
| 资产收益率ROA(%) | 0.77 | 0.76 | 0.72 | 0.69 | 0.76 | 0.77 | 0.74 | 0.76 | 0.9 | 1.07 |
| 净资产收益率ROE(%) | 9.58 | 9.48 | 9.38 | 9.07 | 9.94 | 10.49 | 10.76 | 11.87 | 14.22 | 16.65 |