沪农商行601825核心经营数据 |
1042 ℃ |
|
当前股价：8.26，市值：797
亿，动态市盈率PE：6.52，
合理估值PE：0，未来三年预期收益率：-100%。 其中，历史营业增长率：11.8%，净利增长率：22.23%； 未来三年预估净利增长率：4.25% （24E:2.35%, 25E:4.53%, 26E:5.89%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 96.44 | 96.44 | 96.44 | 86.8 | 86.8 | 86.8 | 80 | 50 | 50 | 50 |
| 净资产(亿) | 1163.58 | 1057.16 | 973.31 | 804.72 | 742.06 | 648.02 | 530.17 | 476.94 | 433.26 | 381.44 |
| 总负债(亿) | 12758.55 | 11756.83 | 10610.45 | 9765.05 | 8560.81 | 7689.11 | 7490.41 | 6631.87 | 5436.87 | 4471.6 |
| 客户存款(亿) | 10377.38 | 9613.7 | 8553.67 | 7636.17 | 6923.49 | 6449.08 | 6090.81 | 5537.75 | 4503.68 | 3955.08 |
| 客户存款占比(%) | 81.34 | 81.77 | 80.62 | 78.2 | 80.87 | 83.87 | 81.31 | 83.5 | 82.84 | 88.45 |
| 同业存入(亿) | 519.22 | 397.07 | 398.3 | 496.95 | 359.1 | 262.02 | 399.18 | 399.63 | 500.77 | 110.49 |
| 同业存入占比(%) | 4.07 | 3.38 | 3.75 | 5.09 | 4.19 | 3.41 | 5.33 | 6.03 | 9.21 | 2.47 |
| 借款总额(亿) | 2207.5 | 1849.19 | 1900.2 | 1965.28 | 1490.07 | 1034.86 | 1124.33 | 620.61 | 307.32 | 306.14 |
| 借款总额占比(%) | 17.3 | 15.73 | 17.91 | 20.13 | 17.41 | 13.46 | 15.01 | 9.36 | 5.65 | 6.85 |
| 经营负债(亿) | 56.22 | 142.52 | 68.94 | 57.25 | 76.14 | 131.69 | 265.13 | 244.91 | 119.62 | 102.56 |
| 经营负债占比(%) | 0.44 | 1.21 | 0.65 | 0.59 | 0.89 | 1.71 | 3.54 | 3.69 | 2.2 | 2.29 |
| 总资产(亿) | 13922.14 | 12813.99 | 11583.76 | 10569.77 | 9302.87 | 8337.13 | 8020.58 | 7108.81 | 5870.14 | 4853.03 |
| 货币资金(亿) | 712.47 | 836.06 | 820.97 | 820.42 | 571.44 | 517.61 | 545.95 | 435.01 | 324.6 | 275.19 |
| 货币资金占比(%) | 5.12 | 6.52 | 7.09 | 7.76 | 6.14 | 6.21 | 6.81 | 6.12 | 5.53 | 5.67 |
| 客户贷款(亿) | 7114.83 | 6706.23 | 6146.31 | 5315.82 | 4676.16 | 4099.07 | 3736.44 | 3381.01 | 2973.26 | 2590.52 |
| 客户贷款占比(%) | 51.1 | 52.34 | 53.06 | 50.29 | 50.27 | 49.17 | 46.59 | 47.56 | 50.65 | 53.38 |
| 买入返售(亿) | 180.55 | 285.28 | 469.27 | 364.29 | 342.5 | 406.36 | 267.38 | 55.7 | 166.94 | 113.16 |
| 买入返售占比(%) | 1.3 | 2.23 | 4.05 | 3.45 | 3.68 | 4.87 | 3.33 | 0.78 | 2.84 | 2.33 |
| 应收投资(亿) | - | - | - | - | - | 105.43 | 124.72 | 139.12 | 97.12 | 97.92 |
| 应收投资占比(%) | - | - | - | - | - | 1.26 | 1.56 | 1.96 | 1.65 | 2.02 |
| 其他投资(亿) | 2369.16 | 1890.4 | 2215.12 | 2269.75 | 2001.07 | 2340.27 | 2300.89 | 2199 | 1549.93 | 950.95 |
| 其他投资占比(%) | 17.02 | 14.75 | 19.12 | 21.47 | 21.51 | 28.07 | 28.69 | 30.93 | 26.4 | 19.59 |
| 经营资产(亿) | 89.77 | 99.1 | 72.92 | 97.9 | 57.35 | 100.49 | 147.96 | 64.45 | 32.27 | 31.42 |
| 经营资产占比(%) | 0.64 | 0.77 | 0.63 | 0.93 | 0.62 | 1.21 | 1.84 | 0.91 | 0.55 | 0.65 |
| 营业收入(亿) | 264.14 | 256.27 | 241.64 | 220.4 | 212.71 | 201.45 | 179.21 | 156.97 | 152.85 | 141.51 |
| 营业收入增长率(%) | 3.07 | 6.05 | 9.64 | 3.61 | 5.59 | 12.41 | 14.17 | 2.7 | 8.01 | 26.48 |
| 净利息收入(亿) | 207 | 207.54 | 193.71 | 178.71 | 150.59 | 150.29 | 123.18 | 106.21 | 116.85 | 122.72 |
| 净利息收入占比(%) | 78.37 | 80.99 | 80.16 | 81.09 | 70.8 | 74.6 | 68.73 | 67.66 | 76.45 | 86.72 |
| 手续费及佣金净收入(亿) | 22.68 | 21.56 | 21.66 | 23.32 | 27.62 | 32.41 | 31.78 | 23.33 | 13.99 | 10.54 |
| 手续费及佣金净收入占比(%) | 8.59 | 8.41 | 8.96 | 10.58 | 12.99 | 16.09 | 17.73 | 14.86 | 9.15 | 7.45 |
| 业务及管理费用(亿) | 85.99 | 77.99 | 72.22 | 63.44 | 64.37 | 64.37 | 60.47 | 58.66 | 54.31 | 53.94 |
| 成本收入比(%) | 32.56 | 30.43 | 29.89 | 28.78 | 30.26 | 31.95 | 33.74 | 37.37 | 35.53 | 38.12 |
| 资产减值损失(亿) | 0.02 | 0.04 | -0.03 | - | - | 48.06 | 35.33 | 21.64 | 17.83 | 19.39 |
| 资产减值损失占比(%) | 0.01 | 0.01 | -0.01 | - | - | 23.86 | 19.72 | 13.79 | 11.67 | 13.7 |
| 净利润(亿) | 124.87 | 113.93 | 100.47 | 84.19 | 89.38 | 71.25 | 66.63 | 59.76 | 58.07 | 50.13 |
| 净利润增长率(%) | 9.6 | 13.4 | 19.34 | -5.82 | 25.46 | 6.93 | 11.49 | 2.91 | 15.85 | 16.12 |
| 资产收益率ROA(%) | 0.93 | 0.93 | 0.91 | 0.85 | 1.01 | 0.87 | 0.88 | 0.92 | 1.08 | 1.11 |
| 净资产收益率ROE(%) | 11.25 | 11.22 | 11.3 | 10.89 | 12.86 | 12.09 | 13.23 | 13.13 | 14.26 | 14.09 |