渝农商行601077核心经营数据 |
2927 ℃ |
|
当前股价：5.68，市值：645
亿，动态市盈率PE：5.73，
合理估值PE：15，未来三年预期收益率：209.23%。 其中，历史营业增长率：10.91%，净利增长率：18.89%； 未来三年预估净利增长率：6.06% （24E:5.72%, 25E:5.99%, 26E:6.47%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 113.57 | 113.57 | 113.57 | 113.57 | 113.57 | 100 | 100 | 93 | 93 | 93 |
| 净资产(亿) | 1235.02 | 1150.16 | 1060.44 | 946.32 | 893.62 | 717.09 | 648.06 | 537.5 | 478.48 | 424.08 |
| 总负债(亿) | 13175.8 | 12368.45 | 11598.07 | 10412.94 | 9404.28 | 8784.69 | 8405.32 | 7489.68 | 6685.17 | 5760.41 |
| 客户存款(亿) | 8962.02 | 8249.47 | 7593.6 | 7250 | 6734.02 | 6161.66 | 5721.84 | 5181.86 | 4702.28 | 4097.2 |
| 客户存款占比(%) | 68.02 | 66.7 | 65.47 | 69.62 | 71.61 | 70.14 | 68.07 | 69.19 | 70.34 | 71.13 |
| 同业存入(亿) | 1072.64 | 935.29 | 633.97 | 621.39 | 355.69 | 523.74 | 1084.68 | 1250.38 | 998.58 | 950.18 |
| 同业存入占比(%) | 8.14 | 7.56 | 5.47 | 5.97 | 3.78 | 5.96 | 12.9 | 16.69 | 14.94 | 16.5 |
| 借款总额(亿) | 3501.55 | 3448.71 | 3589.9 | 2686.47 | 2437.69 | 2249.42 | 1659.41 | 1132.15 | 981.3 | 721.08 |
| 借款总额占比(%) | 26.58 | 27.88 | 30.95 | 25.8 | 25.92 | 25.61 | 19.74 | 15.12 | 14.68 | 12.52 |
| 经营负债(亿) | 88.64 | 94.5 | 65.4 | 72.5 | 87.29 | 79.27 | 118.61 | 85.77 | 88.97 | 82.28 |
| 经营负债占比(%) | 0.67 | 0.76 | 0.56 | 0.7 | 0.93 | 0.9 | 1.41 | 1.15 | 1.33 | 1.43 |
| 总资产(亿) | 14410.82 | 13518.61 | 12658.51 | 11359.26 | 10297.9 | 9501.78 | 9053.38 | 8027.18 | 7163.65 | 6184.49 |
| 货币资金(亿) | 1086.46 | 946.67 | 1080.9 | 1373.87 | 1460.01 | 1707.52 | 1480.22 | 1471.54 | 1187.65 | 1042.23 |
| 货币资金占比(%) | 7.54 | 7 | 8.54 | 12.09 | 14.18 | 17.97 | 16.35 | 18.33 | 16.58 | 16.85 |
| 客户贷款(亿) | 6767.11 | 6326.77 | 5821.66 | 5078.86 | 4370.85 | 3811.36 | 3383.47 | 3004.21 | 2685.86 | 2421.98 |
| 客户贷款占比(%) | 46.96 | 46.8 | 45.99 | 44.71 | 42.44 | 40.11 | 37.37 | 37.43 | 37.49 | 39.16 |
| 买入返售(亿) | 114.52 | 84.57 | 9.8 | 13.03 | - | 60.01 | 24.44 | 37 | 345.49 | 546.44 |
| 买入返售占比(%) | 0.79 | 0.63 | 0.08 | 0.11 | - | 0.63 | 0.27 | 0.46 | 4.82 | 8.84 |
| 应收投资(亿) | - | - | - | - | - | - | 787.43 | 1011.51 | 1330.76 | 415.05 |
| 应收投资占比(%) | - | - | - | - | - | - | 8.7 | 12.6 | 18.58 | 6.71 |
| 其他投资(亿) | 4330.45 | 4674.48 | 4732.49 | 4138.38 | 3701.89 | 3047.53 | 2389.14 | 1625.58 | 803.09 | 933.27 |
| 其他投资占比(%) | 30.05 | 34.58 | 37.39 | 36.43 | 35.95 | 32.07 | 26.39 | 20.25 | 11.21 | 15.09 |
| 经营资产(亿) | 136.19 | 124.08 | 108.99 | 93.53 | 74.38 | 61.56 | 51.68 | 45.84 | 38.11 | 38.04 |
| 经营资产占比(%) | 0.95 | 0.92 | 0.86 | 0.82 | 0.72 | 0.65 | 0.57 | 0.57 | 0.53 | 0.62 |
| 营业收入(亿) | 279.56 | 289.91 | 308.42 | 281.86 | 266.3 | 261.16 | 239.88 | 216.84 | 217.43 | 197.1 |
| 营业收入增长率(%) | -3.57 | -6 | 9.42 | 5.84 | 1.97 | 8.87 | 10.62 | -0.27 | 10.31 | 21.59 |
| 净利息收入(亿) | 234.93 | 254.04 | 262.35 | 242.49 | 232.91 | 200.14 | 215.01 | 194.05 | 201.66 | 183.49 |
| 净利息收入占比(%) | 84.04 | 87.63 | 85.06 | 86.03 | 87.46 | 76.63 | 89.63 | 89.49 | 92.75 | 93.09 |
| 手续费及佣金净收入(亿) | 17.91 | 19.13 | 27.24 | 29.03 | 23.22 | 20.66 | 22.96 | 21.18 | 14.95 | 10.7 |
| 手续费及佣金净收入占比(%) | 6.41 | 6.6 | 8.83 | 10.3 | 8.72 | 7.91 | 9.57 | 9.77 | 6.88 | 5.43 |
| 业务及管理费用(亿) | 94.89 | 92.32 | 84.88 | 76.36 | 76 | 79.2 | 81.41 | 77.88 | 75.92 | 70.77 |
| 成本收入比(%) | 33.94 | 31.84 | 27.52 | 27.09 | 28.54 | 30.33 | 33.94 | 35.92 | 34.92 | 35.9 |
| 资产减值损失(亿) | - | - | - | - | - | - | 37.11 | 26.77 | 32.36 | 22.97 |
| 资产减值损失占比(%) | - | - | - | - | - | - | 15.47 | 12.34 | 14.88 | 11.66 |
| 净利润(亿) | 111.25 | 104.78 | 97.18 | 85.65 | 99.88 | 91.64 | 90.08 | 80.01 | 72.28 | 68.13 |
| 净利润增长率(%) | 6.18 | 7.82 | 13.47 | -14.25 | 8.99 | 1.73 | 12.59 | 10.7 | 6.09 | 13.27 |
| 资产收益率ROA(%) | 0.8 | 0.8 | 0.81 | 0.79 | 1.01 | 0.99 | 1.05 | 1.05 | 1.08 | 1.22 |
| 净资产收益率ROE(%) | 9.33 | 9.48 | 9.69 | 9.31 | 12.4 | 13.43 | 15.2 | 15.75 | 16.02 | 17.28 |