青农商行002958核心经营数据 |
3249 ℃ |
|
当前股价：3.03，市值：168
亿，动态市盈率PE：6.18，
合理估值PE：15，未来三年预期收益率：118.83%。 其中，历史营业增长率：9.53%，净利增长率：13.44%； 未来三年预估净利增长率：1.27% （24E:-4.80%, 25E:4.55%, 26E:4.35%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 55.56 | 55.56 | 55.56 | 55.56 | 55.56 | 50 | 50 | 50 | 50 | 50 |
| 净资产(亿) | 390.49 | 364.83 | 350.5 | 297.02 | 252.62 | 213.43 | 179.19 | 157.48 | 134.89 | 118.33 |
| 总负债(亿) | 4288.88 | 3983.09 | 3953.88 | 3771.09 | 3164.06 | 2727.98 | 2331.36 | 1917.95 | 1515.91 | 1332.6 |
| 客户存款(亿) | 3055.39 | 2863.2 | 2688.23 | 2506.94 | 2188.06 | 1926.1 | 1739.35 | 1510.2 | 1292.19 | 1191.21 |
| 客户存款占比(%) | 71.24 | 71.88 | 67.99 | 66.48 | 69.15 | 70.61 | 74.61 | 78.74 | 85.24 | 89.39 |
| 同业存入(亿) | 145.6 | 158.16 | 172.24 | 182.39 | 77.59 | 38.9 | 59.76 | 93.6 | 62.73 | 35.05 |
| 同业存入占比(%) | 3.39 | 3.97 | 4.36 | 4.84 | 2.45 | 1.43 | 2.56 | 4.88 | 4.14 | 2.63 |
| 借款总额(亿) | 1152.93 | 1015.06 | 1154.38 | 1138.65 | 909.32 | 728.66 | 480.68 | 284.91 | 118.61 | 55.21 |
| 借款总额占比(%) | 26.88 | 25.48 | 29.2 | 30.19 | 28.74 | 26.71 | 20.62 | 14.85 | 7.82 | 4.14 |
| 经营负债(亿) | 14.78 | 18.5 | 19.3 | 23.44 | 21.15 | 48.27 | 62.68 | 50.01 | 45.64 | 38.88 |
| 经营负债占比(%) | 0.34 | 0.46 | 0.49 | 0.62 | 0.67 | 1.77 | 2.69 | 2.61 | 3.01 | 2.92 |
| 总资产(亿) | 4679.37 | 4347.91 | 4304.38 | 4068.11 | 3416.67 | 2941.41 | 2510.54 | 2075.43 | 1650.8 | 1450.93 |
| 货币资金(亿) | 171.02 | 177.75 | 203.26 | 160.55 | 133.32 | 134.52 | 100.6 | 88.56 | 118.55 | 105.98 |
| 货币资金占比(%) | 3.65 | 4.09 | 4.72 | 3.95 | 3.9 | 4.57 | 4.01 | 4.27 | 7.18 | 7.3 |
| 客户贷款(亿) | 2558.45 | 2401.82 | 2329.84 | 2182.56 | 1791.07 | 1369.74 | 1124.45 | 1010.54 | 947.67 | 861.98 |
| 客户贷款占比(%) | 54.68 | 55.24 | 54.13 | 53.65 | 52.42 | 46.57 | 44.79 | 48.69 | 57.41 | 59.41 |
| 买入返售(亿) | 42.72 | 43.13 | 4.54 | 114.27 | 22.63 | 35.18 | 98.54 | 12.44 | 24.99 | 61.64 |
| 买入返售占比(%) | 0.91 | 0.99 | 0.11 | 2.81 | 0.66 | 1.2 | 3.92 | 0.6 | 1.51 | 4.25 |
| 应收投资(亿) | - | - | - | - | - | 251.12 | 397.21 | 409.36 | 62.85 | 59.49 |
| 应收投资占比(%) | - | - | - | - | - | 8.54 | 15.82 | 19.72 | 3.81 | 4.1 |
| 其他投资(亿) | 1330.89 | 1276.72 | 1287.89 | 1082.14 | 1023.89 | 869.29 | 507.26 | 297.42 | 262.17 | 114.1 |
| 其他投资占比(%) | 28.44 | 29.36 | 29.92 | 26.6 | 29.97 | 29.55 | 20.21 | 14.33 | 15.88 | 7.86 |
| 经营资产(亿) | 54.56 | 46.95 | 37.63 | 34.66 | 27.52 | 22.39 | 21.66 | 20.2 | 19.34 | 8.88 |
| 经营资产占比(%) | 1.17 | 1.08 | 0.87 | 0.85 | 0.81 | 0.76 | 0.86 | 0.97 | 1.17 | 0.61 |
| 营业收入(亿) | 103.25 | 99.44 | 102.97 | 95.72 | 87.29 | 74.62 | 60.79 | 58.3 | 57.51 | 55.82 |
| 营业收入增长率(%) | 3.84 | -3.43 | 7.58 | 9.65 | 16.98 | 22.75 | 4.27 | 1.38 | 3.02 | 12.94 |
| 净利息收入(亿) | 73.56 | 78.39 | 80.48 | 80.85 | 70.9 | 65.3 | 57.88 | 54.42 | 54.8 | 54.2 |
| 净利息收入占比(%) | 71.24 | 78.83 | 78.16 | 84.47 | 81.23 | 87.51 | 95.22 | 93.34 | 95.3 | 97.1 |
| 手续费及佣金净收入(亿) | 5.96 | 4.59 | 4.92 | 3.02 | 1.99 | 1.49 | 1.63 | 1.8 | 1.23 | 1.14 |
| 手续费及佣金净收入占比(%) | 5.77 | 4.61 | 4.77 | 3.16 | 2.28 | 2 | 2.68 | 3.08 | 2.14 | 2.03 |
| 业务及管理费用(亿) | 32.74 | 30.17 | 30.09 | 27.55 | 26.4 | 24.05 | 21.7 | 19.62 | 17.95 | 21.35 |
| 成本收入比(%) | 31.7 | 30.34 | 29.22 | 28.79 | 30.25 | 32.23 | 35.69 | 33.65 | 31.21 | 38.24 |
| 资产减值损失(亿) | - | - | 0.56 | 0.76 | 1.62 | 19.32 | 10.75 | 12.41 | 11.53 | 6.9 |
| 资产减值损失占比(%) | - | - | 0.54 | 0.79 | 1.85 | 25.89 | 17.68 | 21.28 | 20.04 | 12.37 |
| 净利润(亿) | 26.03 | 23.46 | 30.92 | 29.77 | 28.47 | 24.44 | 21.4 | 19.04 | 18.64 | 17.03 |
| 净利润增长率(%) | 10.93 | -24.11 | 3.85 | 4.57 | 16.5 | 14.19 | 12.42 | 2.16 | 9.42 | 3.22 |
| 资产收益率ROA(%) | 0.58 | 0.54 | 0.74 | 0.8 | 0.9 | 0.9 | 0.93 | 1.02 | 1.2 | 1.26 |
| 净资产收益率ROE(%) | 6.89 | 6.56 | 9.55 | 10.83 | 12.22 | 12.45 | 12.71 | 13.02 | 14.72 | 15.23 |