工商银行601398核心经营数据 |
7009 ℃ |
|
当前股价：5.52，市值：19674
亿，动态市盈率PE：5.4，
合理估值PE：15，未来三年预期收益率：184.1%。 其中，历史营业增长率：10.05%，净利增长率：14.97%； 未来三年预估净利增长率：2.18% （24E:0.14%, 25E:3.51%, 26E:2.92%）。 |
| 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|
| 股本(亿) | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3564.07 | 3534.95 |
| 净资产(亿) | 37765.88 | 35138.26 | 32752.58 | 29095.15 | 26920.03 | 23448.83 | 21410.56 | 19811.63 | 18005.19 | 15373.04 |
| 总负债(亿) | 409204.91 | 360958.31 | 318961.25 | 304355.43 | 274174.33 | 253546.57 | 239459.87 | 221561.02 | 204092.61 | 190726.49 |
| 客户存款(亿) | 335211.74 | 298704.91 | 264417.74 | 251347.26 | 229776.55 | 214089.34 | 192263.49 | 178253.02 | 162819.39 | 155566.01 |
| 客户存款占比(%) | 81.92 | 82.75 | 82.9 | 82.58 | 83.81 | 84.44 | 80.29 | 80.45 | 79.78 | 81.56 |
| 同业存入(亿) | 33698.58 | 31855.64 | 29210.29 | 27842.59 | 22665.73 | 18144.95 | 17065.49 | 20167.99 | 22658.6 | 15392.39 |
| 同业存入占比(%) | 8.24 | 8.83 | 9.16 | 9.15 | 8.27 | 7.16 | 7.13 | 9.1 | 11.1 | 8.07 |
| 借款总额(亿) | 32868.4 | 23076.51 | 18448.98 | 18440.62 | 16848.4 | 17803.46 | 25701.86 | 19046.07 | 15023.69 | 17072.17 |
| 借款总额占比(%) | 8.03 | 6.39 | 5.78 | 6.06 | 6.15 | 7.02 | 10.73 | 8.6 | 7.36 | 8.95 |
| 经营负债(亿) | 8337.96 | 8279.23 | 8463.39 | 7729.76 | 5878.89 | 4621.41 | 6414.35 | 6582.1 | 6216.17 | 4976.59 |
| 经营负债占比(%) | 2.04 | 2.29 | 2.65 | 2.54 | 2.14 | 1.82 | 2.68 | 2.97 | 3.05 | 2.61 |
| 总资产(亿) | 446970.79 | 396096.57 | 351713.83 | 333450.58 | 301094.36 | 276995.4 | 260870.43 | 241372.65 | 222097.8 | 206099.53 |
| 货币资金(亿) | 11167.17 | 10425.04 | 8271.5 | 10818.97 | 10423.68 | 9624.49 | 8476.11 | 7974.73 | 6837.93 | 7827.76 |
| 货币资金占比(%) | 2.5 | 2.63 | 2.35 | 3.24 | 3.46 | 3.47 | 3.25 | 3.3 | 3.08 | 3.8 |
| 客户贷款(亿) | 260864.82 | 232123.12 | 207129.64 | 186666.28 | 168050.5 | 154588.63 | 142334.48 | 130568.46 | 119334.66 | 110263.31 |
| 客户贷款占比(%) | 58.36 | 58.6 | 58.89 | 55.98 | 55.81 | 55.81 | 54.56 | 54.09 | 53.73 | 53.5 |
| 买入返售(亿) | 12242.57 | 8640.67 | 6634.96 | 7392.88 | 8451.86 | 7340.49 | 9866.31 | 7556.27 | 9963.33 | 4684.62 |
| 买入返售占比(%) | 2.74 | 2.18 | 1.89 | 2.22 | 2.81 | 2.65 | 3.78 | 3.13 | 4.49 | 2.27 |
| 应收投资(亿) | - | - | - | - | - | - | 2771.29 | 2913.7 | 3521.43 | 3317.31 |
| 应收投资占比(%) | - | - | - | - | - | - | 1.06 | 1.21 | 1.59 | 1.61 |
| 其他投资(亿) | 9520.74 | 8679.62 | 7611.45 | 9598.44 | 10628.79 | 9058.06 | 56010.29 | 53143.33 | 47608.75 | 41544.73 |
| 其他投资占比(%) | 2.13 | 2.19 | 2.16 | 2.88 | 3.53 | 3.27 | 21.47 | 22.02 | 21.44 | 20.16 |
| 经营资产(亿) | 5006.51 | 4359.71 | 5232.56 | 5213.05 | 3068.19 | 2592.85 | 3834.04 | 3966.3 | 3680.7 | 2879.51 |
| 经营资产占比(%) | 1.12 | 1.1 | 1.49 | 1.56 | 1.02 | 0.94 | 1.47 | 1.64 | 1.66 | 1.4 |
| 营业收入(亿) | 8430.7 | 9179.89 | 9427.62 | 8826.65 | 8551.64 | 7737.89 | 7265.02 | 6758.91 | 6976.47 | 6588.92 |
| 营业收入增长率(%) | -8.16 | -2.63 | 6.81 | 3.22 | 10.52 | 6.51 | 7.49 | -3.12 | 5.88 | 11.75 |
| 净利息收入(亿) | 6550.13 | 6936.87 | 6906.8 | 6467.65 | 6069.26 | 5725.18 | 5220.78 | 4718.46 | 5078.67 | 4935.22 |
| 净利息收入占比(%) | 77.69 | 75.57 | 73.26 | 73.27 | 70.97 | 73.99 | 71.86 | 69.81 | 72.8 | 74.9 |
| 手续费及佣金净收入(亿) | 1193.57 | 1292.65 | 1330.24 | 1312.15 | 1556 | 1453.01 | 1396.25 | 1449.73 | 1433.91 | 1324.97 |
| 手续费及佣金净收入占比(%) | 14.16 | 14.08 | 14.11 | 14.87 | 18.2 | 18.78 | 19.22 | 21.45 | 20.55 | 20.11 |
| 业务及管理费用(亿) | 2272.66 | 2296.15 | 2259.45 | 1968.48 | 1990.5 | 1850.41 | 1777.23 | 1751.56 | 1778.23 | 1762.61 |
| 成本收入比(%) | 26.96 | 25.01 | 23.97 | 22.3 | 23.28 | 23.91 | 24.46 | 25.91 | 25.49 | 26.75 |
| 资产减值损失(亿) | 1508.16 | 1824.19 | 2026.23 | 2026.68 | 1789.57 | 1615.94 | 1277.69 | 878.94 | 869.93 | 567.29 |
| 资产减值损失占比(%) | 17.89 | 19.87 | 21.49 | 22.96 | 20.93 | 20.88 | 17.59 | 13 | 12.47 | 8.61 |
| 净利润(亿) | 3651.16 | 3610.38 | 3502.16 | 3176.85 | 3133.61 | 2987.23 | 2874.51 | 2791.06 | 2777.2 | 2762.86 |
| 净利润增长率(%) | 1.13 | 3.09 | 10.24 | 1.38 | 4.9 | 3.92 | 2.99 | 0.5 | 0.52 | 5.07 |
| 资产收益率ROA(%) | 0.87 | 0.97 | 1.02 | 1 | 1.08 | 1.11 | 1.14 | 1.2 | 1.3 | 1.4 |
| 净资产收益率ROE(%) | 10.02 | 10.64 | 11.33 | 11.34 | 12.44 | 13.32 | 13.95 | 14.76 | 16.64 | 19.62 |